Product – Commercial – AAS insurance agency



COMMERCIAL MOTOR INSURANCE

AAS Insurance Agency (AAS-IA) has rolled out a new commercial motor insurance for businesses. The new insurance protects your fleet of vehicles against losses or damages1, legal liability to third party (including your passenger) injury, and property damage.


RISK ASSESSMENT & MANAGEMENT

AAS-IA is able to develop the best policy catered to your business needs by conducting Risk Assessment and Management for your fleet of vehicles, then anticipating and addressing the risks your business may face.


TELEMATICS TECHNOLOGIES

Using telematics technologies, your drivers can be assessed based on their driving habits and behaviour. By analysing each person’s driving patterns, you can improve the efficiency of your fleet and implement the necessary measures to reduce risk and vehicle accident rates. A Safe Driver Award will be bestowed on a monthly basis to the best drivers within the fleet, thus incentivising all eligible drivers to practise safer road habits and improve overall safety records.


DISCOUNTS, WAIVERS & REFUNDS

Companies whose drivers achieve a Low Risk rating score in the Online Driver Risk Assessment will get a 15% discount on the insurance premium. Furthermore, if you install your vehicles with in-car cameras, you are eligible to receive partial or full excess waiver when you file for claims in the event of an accident. What’s more, maintain excellent safety records for the year and be rewarded with Good Loss Experience Premium refund for your Commercial Fleet after 12 months. Rest assured that your concerns will be well taken care of. Our dedicated claims advice helpdesk personnel are equipped with experience, knowledge and expertise to handle the claims process smoothly and efficiently.


BUSINESS INSURANCE PACKAGES FOR SMEs

AAS-IA also offers customised business insurance packages for SMEs specialising in Office, Services, Retail and F&B. Our cost effective and flexible products will help you to better manage your risk exposure while protecting your business and employees.


To find out more, get in touch with us via 6389 4241, email us at biz.insurance@aas.com.sg





1 Losses or damages due to accidental collision and those specified under your policy

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