Anyone travelling overseas from Singapore. Cover applies equally to adults, children (15 days to under 18) and seniors (71 to under 81), all at the same benefit limits.

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Single Trip covers one journey of up to 90 days. Annual covers unlimited trips for a year, up to 90 consecutive days per trip, and is better value for frequent travellers.

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They are four levels of cover. Every level gives the same type of protection; the higher the number, the higher the limits. You pick your level when you get a quote.

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$500,000 base medical cover per traveller, upgradeable to $750,000. Emergency medical evacuation and repatriation is covered separately, up to $1,000,000.

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Yes. Everyone on the policy gets the same benefit limits, regardless of age. Many insurers reduce cover for children and seniors. DirectAsia does not.

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Yes. Communicable diseases, including Covid-19, are covered by default, with no separate add-on.

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You can buy any time before you depart, but trip cancellation and postponement cover requires the policy to be bought at least 72 hours before departure. All other cover applies from the moment you buy.

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Pre-existing medical conditions (unless stated in your Certificate of Insurance), valuables such as laptops and phones if checked in rather than hand-carried, and belongings left unattended in public places. Refer to the policy wording for full terms.

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Notify DirectAsia within 30 days of returning and submit the Online Travel Claims Form, which lists the documents needed for each claim type. For assistance call 6532 1818 (Singapore) or +65 6991 3555 (overseas).

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