🚗 Third-Party, Fire & Theft (TPFT) – A Step Up in Protection, Still Easy on the Wallet
This policy covers everything Third-Party Only does, your liability to other people and their property, and adds protection for your own car against fire and theft.
It is the middle-ground choice for drivers who want more peace of mind than TPO without stepping up to full Comprehensive cover.
What TPFT Covers
TPFT gives you third-party protection plus cover for the two things most likely to write off an older car without a collision.
- Third-party bodily injury: unlimited cover if you injure someone in an accident
- Third-party property damage: up to $5,000,000 for damage to other people's vehicles or property
- Fire: your own car covered up to its market value
- Theft: your own car covered up to its market value
- Accident towing in Singapore, up to $200
- A wider range of optional add-ons than TPO, including workshop choice and breakdown assistance
Who TPFT Is For
- Cars around 8 years and older, where full Comprehensive cover is harder to justify
- Drivers who park in areas where fire or theft is a real concern
- Owners who want more than the legal minimum but are watching their premium
Good to Know
TPFT does not cover accidental damage to your own car.
If you hit something, or your car is damaged in a natural event, or the windscreen breaks, those are not covered at this tier. For full protection against accidental own-damage, natural disasters and windscreen, step up to Comprehensive.
