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From the road to the runway, cover you can count on.

Powered by DirectAsia, with the support of AAS Insurance Agency when you need it most.

Wherever You Go, We've Got You Covered

Your DirectAsia cover

Up to $5 Million Third-Party Cover
Protection against damage you cause to another person's vehicle or property. (All plans)
Unlimited Third-Party Injury Cover
Covers your legal liability if you injure someone in an accident. (All plans)
Flood, Windstorm & Windscreen
Cover for natural disaster damage and windscreen or window breakage. (Comprehensive)
24 Months New for Old
A replacement car or cash payout if your car is written off or stolen within 24 months of first registration. (Comprehensive, optional)
Personal Accident
Financial support for death or disability of the driver following an accident. (Optional add-on, up to $500,000)
NCD Protector Plus
Keeps your No Claim Discount intact even after one at-fault claim. Up to NCD60. (Optional add-on)

Wherever You Go, We've Got You Covered

Get in Touch.

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Frequently asked questions
Who can buy DirectAsia motor insurance?
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You must be the registered owner of the vehicle. The main driver must be aged 70 or below with at least 2 years' valid driving licence. You can name up to 2 young or inexperienced drivers (aged 30 or below, or with less than 2 years' licence).

Where am I covered?
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Singapore, West Malaysia, and Southern Thailand within 80km of the Thailand-Malaysia border, including the usual strait crossings.

What is NCD60?
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No Claim Discount runs up to 60%. DirectAsia's NCD60 gives an extra 10% for drivers who have held NCD50 for at least 5 consecutive years.

Can I protect my No Claim Discount?
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Yes, with the optional NCD Protector Plus. It protects your NCD for up to one at-fault claim and lets it advance on renewal. Available for NCD30, NCD40, NCD50 and NCD60.

What should I do after an accident?
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Report it to DirectAsia within 24 hours, in Singapore or overseas, even if no claim is made or there is no damage, or your NCD may be affected. Claims hotline: 6532 1818 (Singapore) or +65 6991 3555 (overseas).

Can I use my own workshop?
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Yes, by adding the optional My Workshop benefit (available on TPFT and Comprehensive), which lets you repair at a garage of your choice.

What is 24 Months New for Old Replacement?
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On Comprehensive, if your car is a total loss or is stolen within the first 24 months of first registration, DirectAsia offers cash compensation or a replacement car at their discretion. Submit the claim for assessment before buying a replacement.

Do repairs come with a guarantee?
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Yes. Repairs done at DirectAsia authorised workshops carry a Lifetime Repair Guarantee for as long as you stay insured with DirectAsia.

Does DirectAsia insure electric vehicles?
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Yes, for selected EV makes and models. Get an instant quote by choosing your EV's make and model.

What levels of cover are available for EVs?
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The same three as petrol cars: Third-Party Only, Third-Party, Fire & Theft, and Comprehensive. Battery and own-vehicle damage cover sit under Comprehensive.

Is my EV battery covered?
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Yes. Damage to your EV battery caused by an accident is covered.

Can my EV be repaired at your workshops?
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Yes. DirectAsia's select approved Authorised EV Workshops can repair electric vehicles, and the Lifetime Repair Guarantee applies to the repaired parts for as long as the vehicle stays continuously insured with DirectAsia.

What if my EV breaks down?
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With the optional 24-Hour Breakdown Assistance, call 6532 1818 (Singapore) or +65 6991 3555 (overseas). Your policy covers a reasonable cost for labour and towing.

Who can buy DirectAsia EV insurance?
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You must be the registered owner. The main driver must be aged 20 to 70. The EV must be a selected make and model, up to 10 years old.

What is NCD60?
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No Claim Discount runs up to 60%. DirectAsia's NCD60 gives an extra 10% for drivers who have held NCD50 for at least 5 consecutive years.

What levels of cover are available?
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Three: Third-Party Only (TPO), Third-Party, Fire & Theft (TPFT), and Comprehensive. TPO is the legal minimum, TPFT adds fire and theft of your own car, and Comprehensive adds accidental damage to your own car, natural disasters and windscreen.

How do I make a claim?
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Proceed to a DirectAsia authorised workshop for accident reporting (call ahead first). Bring your SAS accident report, Certificate of Insurance and the accident vehicle. Windscreen-only repairs go to the appointed windscreen workshops.